If you own a business or just manage one, you may have considered opening a credit account that is used strictly for company purchases. Some business owners may just use their own personal credit accounts, thinking that they don’t make enough purchases to justify a separate line of credit. If you stop and think about it however, there are many good reasons to have a company only credit card.

Even a minimal amount of purchases throughout the year can earn rewards of cash back, airfare, and even business equipment – depending on your industry. Using a line of credit dedicated to your business transactions makes sense on many levels.

Some items you can purchase with a Chase business credit card include:

Everyday Business Supplies

It’s a simple fact. To do business, you are going to need supplies and equipment. Whether you sell merchandise or perform a service as a part of your business plan, there are certain items you will not be able to do without. Having a Chase business credit card will give you the buying power to purchase your company’s needs while freeing up cash flow for daily operations. From register receipt tape to time cards, pens and pencils to copy paper – business supplies can add up fast.

Choose a card for your business that offers a competitive APR to keep your costs down. You may also consider a credit card with a rewards program. If your business purchases a considerable amount of its supplies with the same card, you could quickly earn free stuff, or a rebate on your account balance. Cash back rewards programs are popular with those who use one card for all their purchases and pay them off monthly.

Special Event Materials

While you may have the cash flow to purchase everyday business supplies, you may need a Chase business credit card for larger scale purchases. If your business is large enough, you may hold yearly banquets to recognize employees. Or perhaps you frequently hold special events such as seminars and conferences. In this case, you may need to purchase a large volume of materials depending on the number of attendees.

Using a credit card responsibly is a great way to free up the capital you need to keep your business running. Credit accounts created especially for business owners often offer unique perks that make them worth having. Instead of using a personal account and allowing yourself to be reimbursed, consider applying for a line of credit with a reputable bank who works primarily with businesses as opposed to consumers.

Extras for the Employees or Company Kitchen

Of course there are always going to be purchases that are necessary, but are fun and rewarding. Treating your employees to a special lunch out of the office, or a nice treat on their birthdays or employment anniversary is a great way to show your appreciation for them. Morale in the workplace is a great way to keep your business running smoothly, and offering rewards to your employees is one great way to increase it.

You may also want to consider a Chase business credit card for other “extras” such as stocking the employee lounge with coffee, individually wrapped snacks, daily donuts or whatever else suits your company’s environment. Buying in bulk at a warehouse store is a great way to save on these purchases that aren’t mandatory, but a nice perk for employees and even clients alike. Consider offering your customers a warm cup of coffee, and you may be pleasantly surprised to find the cost is worth it.