This company provides free quotes from a range of insurance companies. So they make your task easier. They provide this service for auto insurance as well as about a dozen other types of insurance, a rather impressive list of insurance types compared to other companies. According to TopTenReviews they are in the top ten companies providing help in finding insurance. They rank them at number six to be exact.
When you look for auto insurance, you are asked to fill out an online form which seems to be comprehensive. They ask about all the little details that some insurance companies consider for giving you discounts on your insurance premiums, so the quotes you receive should truly reflect your situation. The form is very easy to fill out.
Here are a few things you should consider before using their services or the services of a similar company for that matter:
– What is their privacy policy?
Privacy policies can change at any time, so you will just have to read it when you are ready to try their service. US Insurance Online does have a privacy policy, so that is one point in their favor. Read it. I know we are all tired of reading these by now, those and EULAs (end user license agreements) but it can’t be helped. In this age of rampant identity theft, it is up to you to protect your privacy and you can only do that if you know how companies you do business with protect your privacy. There is just no way around it.
– Do they sell your information?
I generally avoid websites that sell my information to third parties. US insurance online says on their site that “Except as described in this Privacy Policy, or unless we are given permission by you, we will not sell or disclose your personally identifiable information to third parties.” This is acceptable. You have to read the privacy policy anyhow, so you will know if you are comfortable with using this site.
– How do they contact you?
Most online companies will contact you online, but that is not true of insurance agents. They can range from the traditional telephone contact to home visits to online communication. In the case of US Insurance Online they leave all options open. You will have to decide whether you can live with this. I know personally I hate telephone marketing. I have gotten to the point where I simply hang up as soon as I discover the person on the other end is trying to sell me something. That may be rude, but I work from home and being interrupted by a cold call is not conducive to productivity. You may feel differently. I know some people who make a game out of leading salespeople along with outlandish stories. If that is you, have fun.
If you decide that you are comfortable with their conditions, this company will make your hunt for insurance coverage easier. They will provide you with quotes from a number of different insurance companies, so you can make an informed decision based on what is available. Since they do a good job of collection relevant information from you, those quotes will be accurate too. There really isn’t much more you can expect from a free service. Go ahead and try US Insurance Online.












