Show your patriotism every time you make a purchase with the Discover® More (SM) Card – American Flag.  Not only will you give the cashier an opportunity to consider the majesty of Old Glory, you will also get a shot at some really strong cash back rewards from Discover.

Let us be honest.  Even the most gung-ho American would not make his or her credit card decision on the basis of whether it carried a photo of the U.S. flag.  We are all more interested in the actual terms and bonuses than we are in the imagery.  It is nice for Discover to offer a more card with the flag design for those who like it, but it is not a deciding characteristic.

Instead, the impressive terms and powerhouse cash back program is what lead people to sign up for this particular card.  In other words, it would be a good card to have in your billboard even without the patriot iconography.

Before we dig into the details, let us establish some context.  Discover® More (SM) Card – American Flag is not a card for those who have had a tough time with credit.  This is a premium card designed for those with strong credit scores.  Those with lower FICO scores should look at other options.

If you do qualify, the rates are nice.  At the time of this piece’s writing, the APR varied between 11.99% and 19.99%.  Balance transfers to the More card are interest free for the first 12 months after transfer, too.  This is a premium card.  As such, there is no annual fee.

There are, however, several additional extras that come with the Discover® More (SM) Card – American Flag.  Cardholders receive travel insurance, auto rental insurance and a very strong set of anti-fraud protections.

Putting Betsy Ross’ creation on your credit card also qualifies you for something every red-blooded American loves more than baseball, hot dogs, cherry pies or Chevrolets–a cash back rewards program.  In addition, it is a good one.  Discover is generous with their policy and has done a good job of rounding out in a way that provides maximum value to those with a  Discover® More (SM) Card – American Flag.

You can get up to 5% in rebates on some purchases.  Generally, speaking you qualify for 1%, which is still better than most.  There are a number of retailers who offer special deals that involve additional rebates, which can make it very nice to have that Discover® More (SM) Card – American Flag in your wallet.  If you redeem for gift certificates with members of Discover’s partner network, you can get double value, too.  It is one of the best cash back programs out there.  Do not think for a second that you will not actually use that opportunity–even if you are not a gift card lover by nature, you will become one after you see the assortment of offers and realize you are getting double points by picking them up.

Whether you are prone to humming the national anthem all day long or not, the Discover® More (SM) Card – American Flag is a rock-solid card selection.  It is a serious card for people with FICOs at 720 or more with nice terms and a very generous cash back rewards program.