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	<title>Comments on: Raiding the Roth:  Using a Roth IRA as Your Emergency Fund</title>
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	<link>http://www.personalfinanceanalyst.com/raiding-the-roth-using-a-roth-ira-as-your-emergency-fund/</link>
	<description>A Personal Finance Blog dedicated to taking the mystery out of money and helping you to live a happier, more successful life.</description>
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		<title>By: David R. Lampsen</title>
		<link>http://www.personalfinanceanalyst.com/raiding-the-roth-using-a-roth-ira-as-your-emergency-fund/comment-page-1/#comment-11468</link>
		<dc:creator>David R. Lampsen</dc:creator>
		<pubDate>Tue, 09 Jun 2009 17:58:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalfinanceanalyst.com/?p=1956#comment-11468</guid>
		<description>The smart-a** in me wants to say, &quot;maybe if people paid back their government loans, it wouldn&#039;t need to run such a big deficit&quot;.

However, we all know that isn&#039;t really the case.  

I can relate to having a budget too tight to allow easy accumulation of an emergency fund.  At the same time, I really believe that it should be a top priority after required obligations are met.  

Not knowing your situation, I can&#039;t offer anything resembling good advice in that regard.  I hope that you find a way to make it happen, though.

Thanks for reading!

DRL</description>
		<content:encoded><![CDATA[<p>The smart-a** in me wants to say, &#8220;maybe if people paid back their government loans, it wouldn&#8217;t need to run such a big deficit&#8221;.</p>
<p>However, we all know that isn&#8217;t really the case.  </p>
<p>I can relate to having a budget too tight to allow easy accumulation of an emergency fund.  At the same time, I really believe that it should be a top priority after required obligations are met.  </p>
<p>Not knowing your situation, I can&#8217;t offer anything resembling good advice in that regard.  I hope that you find a way to make it happen, though.</p>
<p>Thanks for reading!</p>
<p>DRL</p>
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		<title>By: Just Sayin</title>
		<link>http://www.personalfinanceanalyst.com/raiding-the-roth-using-a-roth-ira-as-your-emergency-fund/comment-page-1/#comment-11425</link>
		<dc:creator>Just Sayin</dc:creator>
		<pubDate>Sun, 07 Jun 2009 17:45:58 +0000</pubDate>
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		<description>I&#039;d love to have an emergency fund, but Congress has determined that student loan repayment is IT&#039;S top priority, and the two are incompatible.

Apparently, Congress doesn&#039;t pay much heed to financial advisors, which might have something to do with their out of control spending.</description>
		<content:encoded><![CDATA[<p>I&#8217;d love to have an emergency fund, but Congress has determined that student loan repayment is IT&#8217;S top priority, and the two are incompatible.</p>
<p>Apparently, Congress doesn&#8217;t pay much heed to financial advisors, which might have something to do with their out of control spending.</p>
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