If you’re not ready for another credit card–or if you just can’t get one due to past credit problems–you owe it to yourself to look into the Prepaid Visa RushCard.  As the name suggests, it’s a prepaid Visa.  That allows you a chance to enjoy all of the convenience of having plastic in your wallet without stressing over the headaches and hassles that often go with it.

The easiness of the whole thing starts when you apply for a Prepaid Visa RushCard.  Regular credit cards are going to want to know everything about you and your finances.  They’re going to dig through your history to find out how you’ve managed your money and whether you’ve been good with credit.  The Prepaid Visa RushCard doesn’t require that information.  Assuming you can prove that you are who you say you are, you can get a card.  It’s that simple.

It stays simple after you have the card.  You can’t overspend with the Prepaid Visa RushCard because your spending limit is based on how much money you put on the card.  It’s easy to load your card, too. You can do it over the phone or you can walk right into a RushCard retail station to get the job done.  If you have a paycheck you’d like to set up for direct deposit, you can arrange for it to go straight to your card.  If you make money online via PayPal, you can even set up your account to transfer those funds straight to your RushCard.

It’s easy to get.  It’s easy to fund.  It’s even easier to use.  The Prepaid Visa RushCard works just like any other Visa card.  You can use it virtually anywhere.  You can even use it to pay your bills over the phone.  If you need a little cash, you can walk right up to the ATM and use your card to pull out money, too.  It’s no different than a traditional credit card in that sense.

It’s even easy to take care of business.  You can check your account online at any time or you can call customer service–they run 24/7.  If you want to set up text alerts to advise you about your account status, you can get all of the necessary information about your Prepaid Visa RushCard sent straight to your cell phone.  You also get the kind of fraud protection that you’d expect with any other Visa card.

Speaking of business, you’re making a good deal with this card.  There’s a one-time activation fee for the card of $19.95.  You pay $1.00 for the first ten purchases you make every month (any more than ten and they’re free).  There’s a small ATM fee ($1.95).  You don’t pay setup fees, application fees or any of the other nasty fees that often come with other cards.  There is a small dormancy fee if you don’t use your Prepaid Visa RushCard for two whole months in a row, though.

The Prepaid Visa RushCard is a simple way to capture the advantages of having a Visa in your wallet without dealing with all of the troubles and stresses that come with regular cards.  It’s not hard to qualify for your card and once you have it, you can use it for just about anything.