I’m sure that many people have feathered the nest by purchasing stocks on margin. Overall, I think that borrowing to invest just isn’t worth the risk involved–especially in today’s marketplace.

Like you, I’d reserve the margin game to those who know what they’re doing–and who are ready to absorb the downside if things go south. In most cases, it just doesn’t make sense to me to invest using debt.

Maybe I’d recalibrate my thinking if things were a little more bullish out there, but I doubt it. It just doesn’t seem like a sound approach to me, in a general sense. Until there really is a “sure thing” out there, I’d avoid it. If I did it, I’d make sure I was paying down the debt ASAP with the investment’s gains, too.

Thanks for the comment!