Okay, let us get the obvious part of this review out of the way right from the beginning.  The Discover® Student Card – Clear looks cool.  The whole see-through design thing is ultra-modern and looks a lot better than most of the plastic rectangles you can slide into your wallet.

Unless you are absolutely insane, however, you cannot choose a credit card based on how nice it is going to look as you hand it over to a gas station attendant.  Picking a card is about looking at the terms and benefits.  Luckily, this particular Discover credit card offering is strong in value as it is in the aesthetics.  It is a good-looking card, but it is a plain ol’ good card, too.

It is a student card.  That means it is designed for people who don’t yet have substantial credit histories but who also don’t have a history of financial mismanagement.  While card companies used to offer lower grade cards to their younger demographic, the  Discover® Student Card – Clear is a sign that might be changing.  It combines good terms with a very strong feature set.

Let us look at those terms.  The interest rate is currently set at 14.99%.  That is not the best APR in the universe of credit cards, but it is quite competitive.  It is also much lower than what many other student-oriented cards offer.  This entry in the Discover student line does not have an annual fee, meaning there is no hidden expense in setting up your account.  You get high-quality fraud protection and online management tools as a Discover® Student Card – Clear cardholder.

Discover has not been around as long as Visa and MasterCard, but these days it is hard to find places that do not take it.  It is an almost universal card, giving you tremendous purchasing power and flexibility.

Based on that information alone, it would make sense to consider applying for the card.  When you look at the rewards program Discover has put together, the value of the Discover® Student Card – Clear becomes even more apparent.

The cashback rebate plan allows you get score rebates at a level of 1% if you are spending at least $3,000 per year with your card.  Do not worry if you do not plan to use it that much, though.  You still earn rewards at a slightly lower rate if you are not using the card that much.

In addition, you can often secure a massive 5% rebate.  That is because discover rotates popular spending categories on a quarterly basis.  When you make a purchase in that category, that purchase qualifies for a whopping five percent rebate.  There are also special opportunities for “double cash back” rewards.

So, what do you get when you combine a fantastic modern look with a fair set of base terms and a powerhouse rewards program?  You get a winner.  The Discover® Student Card – Clear does a great job of putting together a fair base package and adding the kind of rewards you would expect from a higher-end or professional card.  If you are in the market for a high-quality student credit card, you should apply for the Discover® Student Card – Clear right away.