JPMorgan Chase predecessor dates back to 1799.  In 2008 Chase acquired The Bear Stearns Companies Inc.  This merger strengthened their capabilities through a large variety of businesses including cash clearing, energy trading, and prime brokerage.  In 2008 Chase also acquired the assets of Washington Mutual banking operations.

JPMorgan Chase & Co. is one of the top four “big” banks of the United States.

• Chase is a leading global financial services firm with assets of $2 trillion.
• They operate in more than 60 countries.
• They have more than 200,000 employees.
• They are a leader in investment banking, financial services for consumers, small business and commercial banking, financial transaction processing, asset management and private equity.
• They are a component of the Dow Jones Industrial Average.

They also offer some of the lowest mortgage rates available.

I believe now is the time to buy or refinance.  Why stay in a high interest mortgage?  By refinancing you could save thousands.  However Chase is stepping up their game.  They are offering a 1% cash back exclusive offer.  This offer is for new mortgages or refinances.  1% on one month’s principal and interest payment will be calculated for a 12 month period.  This calculation does not apply to additional payments made by the borrower.  The sum will be awarded via direct deposit into a Chase checking account or applied to the principal balance of the loan on the anniversary date of the loan.  You can calculate your savings here https://www.chase.com/chf/mortgage/mortgage-cash-back.

You must attain a Chase checking account with enrollment of their automatic mortgage payment service to be eligible for the 1% cash back offer.  The offer is limited to one per borrower.  There is also a $500 calendar year cap on the cash back, and principal reduction.  This program can discontinue anytime without notice.

The  1% Mortgage Cash Back program is available in AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NJ, NV, NY, OH, OK, OR, TX, UT, WA, WI, and WV.  Although you may not be eligible for the cash back program, you could be eligible to purchase a home or refinance your existing home with a new low rate.  Begin your application today at http://mortgage.chase.com/pages/shared/gateway.jsp.