The Baby Phat Prepaid Visa RushCard is the height of plastic fashion.  It’s a prepaid Visa with style–and a lot of very strong reasons to stick it in your purse as soon as possible.  With a Baby Phat Prepaid Visa Rush Card, you can have all of the good things that go along with having a credit card without piling up any debt in the process.

You’re not going to get hit with crazy check cashing fees.  You’re not going end up paying for accidentally bounced or “NSF” checks, either.  You load up the Baby Phat Prepaid Visa RushCard with cash and that’s how much you can spend.  No risk.  Just convenience.

That convenience runs from top to bottom, too.  It’s easy to put money on the card.  You can do it over the phone or you can show up in-person at one of the many RushCard retail locations.  You can even set up direct deposit so that your paycheck goes straight to the card.  If you get money by selling things on eBay or doing anything else online, you can even set up your Baby Phat Prepaid Visa RushCard to receive transfers from PayPal.  If your balance gets low, you can always refuel the card.

The style really starts to show after you put that money on your card.  The Baby Phat Prepaid Visa RushCard works like a regular Visa card.  That means just about every store you walk into will be ready, willing and able to accept it as a form of payment.

If you need a little cash, you can hit the ATM of your choice to pull out what you need.  You can even pay your bills by telephone using this RushCard.  If you can do it with a regular Visa card, you can probably do it with a Baby Phat Prepaid Visa RushCard .

Many prepaid cards only offer bare bones service.  That’s not the case here.  You can get your account information online at any time.  You can call customer service at any time, too.  Plus, you get amazing fraud protection.  If your card is lost or stolen you’re not going to be liable for the charges.

If you’re looking for “the catch”, you’re going to be disappointed.  There really isn’t one.  The Baby Phat Prepaid Visa RushCard  doesn’t have an annual or monthly fee.  There aren’t any customer service fees, either.  You will get hit up for less than three bucks if you don’t use your card for two hole months.  When you use your card, you’ll just pay a $1 fee per purchase (but only for the first 10 purchases per month–after that you don’t pay) and a one-time activation fee of $19.95.  If you use an ATM for cash, you’ll pay a $1.95 charge, which is pretty much the norm these days.

If a rock solid prepaid credit card sounds like something that can make your life a little easier, you owe it to yourself to get your Baby Phat Prepaid Visa RushCard right away.