Are you an eternal optimist? Do you dream big? Do you like the idea of winning a sweepstakes? Then the  American DreamCard™ Platinum MasterCard? just might be the right credit card for you. You get 1000 sweepstakes entries when you apply for the credit card online and one additional entry for each $1 you charge to your card. You also receive 1000 sweepstakes entries when you are approved for the credit card.

What can you win? Every month the sweepstakes pot consists of 0.5% of the money customers using the  American DreamCard™ Platinum MasterCard? have charged to their credit cards with the maximum being $50,000. According to HSBC, the bank that offers this credit card, they have paid out over $1 million so far. Not a bad reward if you fancy yourself a winner. And who doesn’t? In our culture dreaming big is instilled in children in elementary school. I remember my daughter coming home with a project assignment to figure out what she would do with one million dollars back in fourth grade.

As far as platinum cards go, it is on the cheaper end of the annual fee spectrum giving a range of $0 to $59 depending on creditworthiness. However, it is also on the lighter side of benefits. It doesn’t offer any big perks as the name platinum card might suggest. It’s main feature truly is the sweepstakes. They even entice you to refer your friends for an additional 50 sweepstakes entries and a bonus of 1000 entries if one of your referrals signs up for their .American DreamCard™ Platinum MasterCard?

This credit card allows you online access to your account and you certainly want to watch this one closely. The late payment penalty fees are rather stiff at $39. Returned payment fees are $35. Currently their annual percentage rate for purchases varies between 14.99% and 21.99% based on your creditworthiness. How they define creditworthiness is hard to tell. This card is definitely for those of you that have good credit ratings and a tendency to pay off balances in full.

If you love sweepstakes then you have really found your dream card. What gambler could resist a monthly sweepstakes for up to $50,000? Their sweepstakes periods appear to last for one year during which sweepstakes entries just accumulate. They are only discarded after the sweepstakes period ends. Of course, that means as you get to the end of the annual drawing period, your competition is stiff. Since when has that stopped a dreamer though? As jackpots increase, so does the participation in the lotteries around the globe. We all like to dream.

I know people that seem to be born with luck. They can count on winning sweepstakes, lotteries, drawings. If you are one of those people, how could you resist this credit card? You probably would never even have to add any entries by using the credit card, your initial 1000 entries would likely be enough to make you a monthly winner. Do I sound jealous? Perhaps just a little. Attracting luck seems like it would be a wonderful gift. Anyhow, if that is you, I am sure you know that by now. The American DreamCard™ Platinum MasterCard? has found a niche and it focuses solely on that niche. Their entire website is focused on the sweepstakes. You may actually forget they are offering a credit card, they have so much information on the sweepstakes and so little about their credit card.