When you look at the Discover® Student Card – Tropical Beach, you can almost feel the warm ocean breeze and feel the sands between your toes.  If you are a lover of the whole tropical paradise scene, you will be smitten by the card design.

No one should sign up for a credit card because they like the artwork, though.  You are better off with an ugly card that features good terms than a beauty that will take you to the cleaners.

We know the Discover® Student Card – Tropical Beach is attractive.  The question is whether or not it is a worthwhile credit card option.  In this case, the terms line up with the visuals.  While this piece of plastic will not make you a pina colada or help you with your tan, it is a very good card.

Discover has an amazing number of card options.  Their student line, which includes the Tropical Beach look, offer a number of benefits designed to be attractive to young adult users.  Overall, the card is aimed at people who have a limited, but adequate credit history and who are interested in having access to a cash reward program.

The Discover® Student Card – Tropical Beach offers a no-interest deal on new purchases for six months.  There is no annual fee, either.  The list of perks also includes rock-solid fraud protection and good online account management.

The reward program is what separates Discover® Student Card – Tropical Beach from other cards in its market sector.   It works on a few different levels.

The first involves a flat 5% rebate on purchases made within specific announced categories.  Every three months, Discover announces the category to which the rebates will apply.  So far, they have been strong, popular options like travel and gasoline purchases.  You can earn up to 1% for your other general purchases (the percentage varies based upon your total annual use).

The rebate number can get a bump in other ways, too.  At certain stores, there is an extra .25% rebate and if you do business with certain Discover Card Partners, you can earn double cashback bonus points.  Discover does not limit the annual limit for rebates and they do not expire unless you stop using your card for three solid years.

Overall, Discover® Student Card – Tropical Beach is a nice card.  The terms are reasonable and there is nothing that you should expect from a quality unsecured credit card missing from its feature list.  The card gets a nod due to that overall soundness and the inclusion of a good rewards program–something you might not expect to find in a credit card aimed at a younger demographic.

So, this card really is worthy of a strong recommendation.  And that is not just because using it will give you a chance to mentally check out en route to your own private tropic beach while you are buying a new coat and gloves.

If you are looking for a solid student card with added benefits, check out the Discover® Student Card – Tropical Beach.

There are countless types of credit cards out there for all types of people and situations. Now there are cards for those who prefer to buy and shop “green,” or in an environmentally safe and responsible way. Discover® now offers a Biodegradable Discover® More Card for eco-friendly consumers wanting to contribute to the health of our planet. If you were previously put off applying for a credit card because of the thought of eventually contributing more plastic into the landfill, it’s time to reconsider. With the Biodegradable Discover® More Card, you can enjoy the benefits of a credit card without the worry of leaving a larger footprint on the Earth.

With card programs to suit every consumer, Discover® has always been a pioneer in consumer credit programs. As one of the first card companies to offer cash back bonuses for purchases made, shoppers have been enjoying their credit card benefits for years. The Biodegradable Discover® More Card is yet just another reason for consumers to celebrate. Just when you thought there was a card out there for everyone, Discover® raises the bar once again by developing this eco-friendly card for purchases, cash advances and balance transfers. It’s easy to see why this credit card company has quickly become a favorite of savvy credit card shoppers and users.

The Biodegradable Discover® More Card is made of a biodegradable plastic that will 99% disintegrate within five years in landfill conditions. It also won’t leave behind any toxic effects of any kind. You can now use a credit card without the concern about adding additional non-biodegradable plastic into your local community’s landfill. If you limit the number of credit cards you apply for because of this very reason, there’s now no longer a reason for you to avoid the little plastic card. The Biodegradable Discover® More Card is the perfect card for you if you are interested in doing your part to protect the planet.

Even better than its ecological features, the Biodegradable Discover® More Card also offers some attractive credit terms. Now through April 2010, you will receive 0% on all purchases. Balance transfers will also receive 0% interest for the first six billing periods after application and acceptance of the card. The Biodegradable Discover® More Card is also available in at least five beautiful designs that showcase your love of the environment and those who inhabit this beautiful planet. Imagine using this new card for your purchases and being able to share with others that you have the first-ever biodegradable credit card. Feel good about your purchases and the lighter footprint you are leaving on this Earth.

If you are looking for some additional spending power for the holidays, a special event or perhaps a much needed major purchase for around the house – apply for the Biodegradable Discover® More Card today. With attractive credit terms, including a 0% APR on purchases and balance transfers, now is the time to put the power of Discover® to work for you. Play your part in the green movement by lessening your impact on the Earth. With a card that 99% disintegrates within five years, you can feel good about leaving little behind when it comes time to replace your card. Apply for this card today, and show your love and concern for the world of tomorrow.

Parents can now teach their teenagers the responsibility of managing money with the new credit card from Discover®. The Current by Discover – Teen Prepaid Debit Card offers the perfect opportunity to give your teen the tool needed to make good choices with money. Though the card is managed by parents, teens can instantly see the positive results and negative consequences of not properly or wisely spending money entrusted to them. It is also the perfect way to give your child his or her allowance without your teen needing to carry cash around. The Current by Discover – Teen Prepaid Debit Card is tailored to suit both the needs of teens and their parents.

Discover® has been offering a wide array of credit cards that compliments the many needs and desires of consumers in today’s economy. One of the first to offer cash back credit cards and card for college students, there is now an option for parents who believe their teen is ready for the responsibility that comes with managing a money account. Too many adults enter the world of finance without any real experience with credit. As a society, we go from having no credit to a tremendous amount of spending power – which can be extremely dangerous. Those who end up in this situation often misuse this spending power and later find themselves in debt with credit trouble.

Though the Current by Discover – Teen Prepaid Debit is offered and issued through a credit card company, it is in fact simply a debit card. There are no charges to be paid off at a later date and there is no affect on your teen’s credit report. In addition, the card can be obtained by parents with a less than perfect credit rating. Because there is no financial risk to Discover®, they are able to extend this offer to consumers who may be unable to acquire other credit accounts. Perhaps one of the best features of the Current by Discover – Teen Prepaid Debit is that parents are fully in charge of how the card is used. Much like cell phones made for kids can be monitored and managed from afar, so can this unique prepaid debt card.

Parents have access to the card management center online, and can make instant changes to the account. If their child is out spending unwisely, a simple change in the available shopping categories can put a stop to that. Certain areas of spending, such as gas, movies, groceries, etc., can be limited or disallowed altogether. If you want to give your teen money to spend only on the necessities such as gas to get to school, you can do that. However, if you want to enable your teen full access to the spending power that a credit card offers, you can do that too. Because the Current by Discover – Teen Prepaid Debit can be used to access cash from ATM’s, your teen can be sure to have when he or she needs in case of emergencies.

This prepaid card also has many benefits for parents. There is no cost to transfer money into the account via direct deposit, online transfer or by credit card. The account maintenance fees are minimal. With the Current by Discover – Teen Prepaid Debit, your teen’s first four ATM withdrawals per month are free, and only $.50 thereafter. Discover® has even taken into consideration that teens can tend to lose or misplace things – the replacement card fee is merely $5, and the account is also protected from fraudulent use and charges. Apply for a card today.

There are many reasons consumers choose to apply for credit cards. It could be a low introductory interest rate, a great rewards program, even better protection plans and the power of a stable bank behind it all. With the Discover® Motiva(SM) Card, you get all of this and more, including rewards for paying your bill on time. Credit companies have long charges fees for going over your limit or paying late, often greatly raising interest rates in addition to charging these fees. It makes sense to use this system of discipline for those who cannot handle their finances responsibly. Now there is a reward for handling your finances responsibly as well.

Discover® was one of the first credit card companies to offer the very generous cash back rewards programs. Consumers were amazed that by simply using their card they could earn money. Not all credit users have a use for mileage, gift cards, or the other array of items that can be earned in other rewards programs. Cold hard cash is hard to pass up. With the Discover® Motiva(SM) Card, you can earn cash back on all purchases, not just during a special introductory period. There is also no limit to these rebates, and as long as you keep your card active within a 36-month period, your cash back rebates will never expire.

What sets this card apart is that you will also receive a rebate just for paying your credit card bill on time. Responsible card holders who pay their bills on time each month anyway will love this offer. Those who may have trouble maintaining consistency with their payment histories may find this a way to keep motivated to send in their money on time. For every six months in a row that an on time payment is received, you will receive a rebate for a portion of the interest back on your next month’s statement. This on time bonus is available twice a year only.

The Discover® Motiva(SM) Card also offers a very low introductory interest rate of 3.99% for six months on purchases and up to a year on balance transfers. After the 0% APR time frame has passed you will switch to a low ongoing interest rate. One of the best things about this card is that you will also pay no annual fee for all the cash back on purchases and on time rebates you can earn. Discover® also offers a large array of shopping and travel protections. You will receive auto rental insurance, shopping discounts, up to $500,000 in travel accident insurance, and access to an available fraud protection program. In addition to all this, you can also earn 5-20% on all purchases made online through Discover® partners. All other purchases will earn 1% cash back on your account.

If you are a credit card user with a responsible payment history, consider applying for the Discover® Motiva(SM) Card today. With benefits such as up to 20% cash back bonus rebates, no annual fee, a low introductory interest rate and rewards for paying your bill on time, there is no better option when it comes to consumer spending. While others are being hit with over the limit fees, late fees, and outrageous annual fees, let Discover® reward you for your financial habits by giving you a card that will earn you unlimited rebates with no expiration.

If you’re a college student looking for a classy way to charge, consider applying for the Discover® Student Card – Monogram Collection. With several designs to choose from, you can further personalize your buying experience by adding your initials to the front of your card. Seen as an upper class tradition, adding monograms to your belongings is also the perfect way to show pride in yourself. Your name is your identity and who you are is something you can now display with each purchase you make. Even if your credit is fair, consider applying for this great opportunity through Discover®. The college experience is always full of unexpected costs such as extra books, school supplies, and even the every day needs such as food and clothing.

Choosing a credit card from Discover® makes sense when you consider the track record they have with consumers. As one of the first to offer a generous rewards program, including cash back on purchases, many credit users have opted for such a card in lieu of the other many available in today’s financial market. Cash back rebates are a great way to earn money on every day purchases, and for college students struggling to pay their way through college this is even more appealing.

All year long you can enjoy cash back with the Discover® Student Card – Monogram Collection. Earn up to 5% on popular purchase categories such as gas, movies, travel and more. Categories not listed as popular still earn a 1% cash back bonus and shopping at wholesale or discount stores will earn you a .25% rebate. Astonishingly, if you make a purchase online at one of the top retailers, you can earn up to 20% cash back! As if these rebates weren’t enough, they also do not expire or hit a limit. As long as you keep your card active by using it at least once within each 36-month period, your rebates will never expire. As with all Discover® cards, you are also protected against unauthorized charges, receive discounts with participating retailers, and you can also access total account management online.

The Discover® Student Card – Monogram Collection offers an introductory 0% APR on all purchases for the first six months. So while you are earning money on your purchases with the cash back rewards program, you will pay no interest for the first six billing periods. If you are a student that can responsibly handle a card to pay for the expenses that come with gaining an education, consider applying for this great credit card opportunity.

Discover® offers many cards to suit many needs, but as a college student they understand your unique needs. A card that is available when you need it, for what you need, that earns you money by simply buying the those things that you need – that’s a valuable offer. The Discover® Student Card – Monogram Collection can earn you up to a 20% cash back bonus while you shop online for books, art supplies, dorm furnishings, food and more. Responsibly using credit while in college is the first step to making sure you are prepared to handle your financial responsibilities once you enter the working world and prepare to care for a family and a home. Apply today and start earning money on your purchases.

If you like to travel and earn miles with your credit card purchases, the Escape by Discover® Card is the perfect option for you. Many business travelers use just one credit card for all their monthly purchases, personal and business, and are able to earn free flights and other travel arrangements. With this very special offer from Discover®, you can earn much more over the first 25 months of your account being opened. In fact, you will have the opportunity to earn a 25,000 bonus miles in those two years. Redeemable with any airline or cruise line, these miles become invaluable to those who travel frequently.

If you already hold a Discover® credit card, you know about their history of offering wonderful rewards programs for their dedicated customers. If you have never applied for a card with them before, the Escape by Discover® Card offers a choice opportunity for you. Perhaps you have used mileage rewards programs in the past, only to be disappointed at the rate at which rewards accrued. You may have found that you couldn’t redeem any of your miles until there were enough for a round-trip airfare. Or maybe you even ran into problems because you couldn’t use the airline you wanted or travel on the dates that work for you.

Travelers, worry no more. With the Escape by Discover® Card, not only do you have the chance to earn up to 25,000 miles within the first 25 months of opening your account, but they are redeemable on any airline. In addition, if you want to use your miles before you have enough saved for a trip, you can do so! Starting with 1,000 miles, you can redeem your rewards at participating Discover® partners, by purchasing gift cards at specific monetary increments. What buying power this gives you as the cardholder. To earn the 25,000 bonus miles, you simply need to use your card during each of the first 25 months. For each month that you make any purchase, anywhere, you will earn 1,000 bonus miles. In addition, you can earn double miles on all business and personal purchases that you make during this time. Those bonus miles will add up quickly!

The Escape by Discover® Card not only offers an excellent rewards program for travelers, it also offers an introductory no interest offer for the first six months after opening your account. This 0% APR offer applies to purchases and balance transfers. After the first six billing periods, a low but variable APR will apply to all purchases, transfers and cash advances. With benefits such as these, you might expect hefty account and management fees. On the contrary, there is an annual fee of a mere $60, which will be more than earned back through the mileage rewards on each of your purchases. As a frequent flyer, you will also receive the other extra benefits of having this wonderful card. Travel protection, discounts, and insurance are included as a part of the benefit package for cardholders. And as always, purchase and fraud protection is always included.

Why choose those other travel benefit cards when you can earn up to 25,000 bonus miles just by using your Escape by Discover® Card? With a zero interest rate on all purchases and balance transfers within the first six months, as well as the large array of travel benefits and reward choices, there simply is no better option.

The Wired Plastic™ Prepaid Visa® Card is a strong contender in the prepaid credit card market.  By offering an impressive level of convenience and combining that with an actual rewards program (which is almost unheard of in the prepaid sector), Wired prepaid credit card has earned the attention its been receiving.

The Wired Plastic™ Prepaid Visa® Card works just like every other Visa card when you’re out shopping.  It’s accepted anywhere that a standard credit or debit card would  be accepted.  You can also use the card to pay your bills over the phone, making it a pretty credible alternative to the maintenance of a traditional checking account. That means the card is great for those who don’t have plastic and for those who’ve had financial situations that have left them unable to open a standard checking account.  That simply isn’t a worry for those who have a Wired Plastic account.

Because it’s prepaid, the Wired Plastic™ Prepaid Visa® Card isn’t a hard card to get.  If you’re willing to make a deposit, you can have a card with a spending level set to that level.  If you spend your card down and need to put more money in the account, that’s easy.  You can use direct deposit from your paycheck, various wire services or brick and mortar retail locations to do so.

Many cards targeted for those with poor credit histories offer very little than the idea of having plastic in your billfold and they’re more than happy to accompany that idea with a serious of very real tough fees.  That’s not the case with Wired Plastic™ Prepaid Visa® Card.  This card features a small monthly fee (only $4.95) and a one-time activation fee of $9.95.  That makes it’s anticipated yearly maintenance cost considerably lower than many alternatives.   There’s no “catch,” either.   The other fees for using ATMS to secure cash, for instance are quite competitive with other cards in the market space.  They shouldn’t scare you off.

In addition to the ease of getting the card (they don’t even perform a credit check), the tremendous convenience and all of the power associated with having a Visa, the Wired Plastic™ Prepaid Visa® Card also offers a rewards program–something more often seen with traditional unsecured cards.  You gain points when making purchases with your card and those points can be traded in for wireless airtime minutes with a wide variety of providers.

Trying to get through life without a credit card isn’t easy these days.  In fact, it can be extremely inconvenient.  Carrying around all of your money in the form of cash is dangerous.  There are also those things you can only really do with a card.  We live in a plastic society and those who lack a card are put in a very difficult position.  The Wired Plastic™ Prepaid Visa® Card offers a great way to escape that problem.

If you’re currently stuck without a credit card due to a checkered financial past, the Wired Plastic™ Prepaid Visa® Card may be just what you need.  You can have your own fully functional credit card without subjecting yourself to abusive fees or other hassles.  The world of prepaid cards can be complicated and frustrating.  The Wired Plastic™ Prepaid Visa® Car avoids that with a simple fee structure and a strong set of additional perks for cardholders.

Prepaid credit cards exist primarily to serve those with problematic credit histories who need the convenience of a MasterCard or Visa but who simply don’t qualify for a traditional, unsecured option.  That makes it easy for those who offer the cards to take advantage of the people who want them.  They’re desperate to have the plastic and some card issuers use that as an excuse to offer products that might be considered mediocre at best.  Bancorp, the issuer of the Eufora Prepaid MasterCard® with Credit Builder – Elite Level is doing things differently.

They’ve created a top-level prepaid card with some great extras.  The Eufora Prepaid MasterCard® with Credit Builder – Elite Level gives you everything you’d expect from a prepaid card but it then goes the extra mile, creating something that can really become an important part of your financial life.  Let’s look at a few of the reasons the card is so attractive.

First, if you want a Eufora Prepaid MasterCard® with Credit Builder – Elite Level account, you can have one.  There’s no credit check involved and your past won’t be held against you.  This is a prepaid card, which means you’ll need to deposit money into your account.  You can then spend up to that balance.  It’s the simplest way to get a MasterCard and it allows Bancorp to issue cards to anyone who needs them.

Second, Eufora Prepaid MasterCard® with Credit Builder – Elite Level cardholders have access to a $10 per month credit building service.  The issuer will advise a credit reporting company with information regarding your payments. This can be a nice first step toward rebuilding your credit, even if you do have a “checkered past” in terms of financial decision making.

Third, this card will provide you with all of the flexibility you’d expect from a MasterCard.  Your Eufora prepaid credit card  account will allow you to make purchases anywhere MasterCard is accepted.  You can even use the card to pay your bills online.

Fourth, the card comes with a set of benefits you don’t see in lower quality options.  Namely, every card holder receives auto rental insurance, travel accident insurance and special purchase protections.  Those fringe benefits are usually associated with traditional unsecured cards, not with prepaid options.

Fifth,  the Eufora Prepaid MasterCard® with Credit Builder – Elite Level has a very interesting referral program.  When you refer other people to sign up for the card, you’ll actually receive a cash bounty.  And the referral program runs two levels deep.  If someone you referred gets someone else to sign up, you’ll still receive a commission.  Right now, the Eufora prepaid card’s program is paying $50 for top level referrals and $20 per account on the secondary level.  That money can add up.

There is a hefty annual fee associated with the card.  However, that $99.95 per year fee is completely waived for the first two years of your account.  The other fees for ATM use and inactivity are consistent with other Bancorp cards, meaning their quite competitive and not at all unreasonable.

If you’d like to have the convenience of a MasterCard in your life and would appreciate it if that came with more than what the usual prepaid card offers, you should get your Eufora Prepaid MasterCard® with Credit Builder – Elite Level right away.

So, you’re not going to qualify for a top-of-the line unsecured platinum credit card?  You can’t find anyone who’s willing to give you a regular card at all?  Well, you’re not stuck trying to make it through our plastic-friendly world with nothing more than a bad credit rating and a wad of cash anymore.  You can secure an easy to get, easy to use prepaid card.

The Vision Premier Prepaid Visa Card is a perfect example.  This Bancorp prepaid card allows you to use a card just like everyone else–even if you have severe credit problems that prevent you from getting a traditional credit card.  That’s right, those late payments defaults and other messy parts of your financial history won’t keep you from enjoying Visa convenience any more.

That’s because the Vision Premier Prepaid Visa Card is prepaid.  You make a deposit and you have that much money to spend with the card.  When you use up your balance, you can add more funds to the account.  There’s no risk of running up a bill you can’t pay or getting into trouble with your card company.  You have complete control over the situation.

And when we say your history doesn’t matter, we mean it.  The application process for the Vision Premier Prepaid Visa Card is actually nothing more than a simple identification.  If you can prove you are who you say you are, you’re good to go.  They don’t bother with a credit check.  They don’t do an employment check.

Plus, you don’t need a fortune to put that card in your pocket.  You can open a your very own Vision account for as little as $20.  If you’d like to load the card up with a few thousand dollars, you can do that, too.

Once you have your Vision Premier Prepaid Visa Card, you can use it wherever Visa is accepted, which is just about anywhere you can imagine.  You can also make payments on your personal bills via telephone.  You may not have a traditional “line of credit”, but you will have a real Visa spending option.

If you need to add more money to your account, you can do it quite easily.  You can have your paychecks applied to the account via direct deposit or you can go to any one of thousands of retail locations to load it up with cash.  This allows you to make your Vision card a real key component of your financial life.

The fees associated with the Vision Premier Prepaid Visa Card are reasonable.  There’s a weekly fee of less than a dollar, a one-time activation fee of $9.95, a $1.95 charge when you pull cash from an ATM and a $.95 fee when you make a purchase requiring a PIN number.  Overall, experts project the annual cost of maintaining the Vision prepaid card option at under $100.

Meanwhile, the Vision prepaid credit card offers a nice little bonus that you usually don’t find with prepaid cards.  It has a rewards option.  You earn a point for every dollar you spend using the card.  Those points can be redeemed for wireless air time minutes.  Every minute costs 200 points.

If you want an easy to get, easy to use Visa option and you’re not going to qualify for a standard card, you owe it to yourself to get a  Vision Premier Prepaid Visa Card.

Sometimes, simple is good.  When it comes to getting a MasterCard when traditional credit card companies will not help you, simple is great.  That is why the AccountNow Prepaid MasterCard is so attractive.

If your credit history stands in the way of getting a card or you just want the convenience of plastic without the risk of debt accumulation and other headaches, the AccountNow Prepaid MasterCard is a dead simple winner.

The AccountNow Prepaid MasterCard, issued by the respected MetaBank, is a stored value MasterCard specifically designed to provide people who cannot get a regular unsecured credit card with a simple option.  It’s a simple way to get your financial life in order and to experience the flexibility and other advantages of having a MasterCard in your pocket.

You do not even need a bank account to get an AccountNow Prepaid MasterCard.  Approval is simple.  If you can verify your identity and can make a deposit, you will get the card.  Your spending limit will be equal to the amount of your prepayment.  Simple, see?  You can get things started with a little extra cash or you can load up your new prepaid MasterCard with a few thousand dollars from the get-go.

Funding the card is simple.  You can set up a direct deposit from your bank account or you can use a MoneyGram or ExpressPayment to get money into the account.

In addition, once you have that card, you will be able to enjoy the perks associated with having a MasterCard.  You will be able to use it just about anywhere.  You will also have the chance to pay your bills with the card.  In fact, the AccountNow Prepaid MasterCard comes with a special bill pay option that allows you to take care of several bills every month without paying a penny in extra fees.

Now, there is no such thing as a free lunch.  Having all of the advantages of plastic in your life will cost you a little bit of money.  Unlike many prepaid credit card options, however, the AccountNow stored value card takes a simple approach.  You pay $9.95 per month for the card.  As long as you are making your purchases in the U.S. there are no additional fees.  There is an activation fee of $9.95, too, but you can have that completely waived if you fund the card with a direct deposit.

The AccountNow Prepaid MasterCard does not just provide you with a way to function with your bad credit history.  It also gives you a way to improve your situation.  You can access a free credit builder service, which will report all of your payments to a national credit agency.  The AccountNow prepaid card makes it simple to get back on the right track.

All things considered, this simple card is an extremely solid stored value credit option.  It is issued by a respectable lender, comes with fair terms and is not designed to trick you with complicated rules or sneaky hidden fees.  It is a simple solution to the complicated problems that often come with a poor credit history.

Are you ready to say goodbye to overpriced check cashing, trying to live on cash and never having a credit card when you need one?  This is the simple way to make headway in your financial life.  If that sounds like something that makes sense to you, applying for an AccountNow Prepaid MasterCard is a no-brainer.